Budget Planning (Individual or Sole Proprietor)

Whether you're managing a household or running a small business, clear budgeting and cash-flow visibility are non-negotiable. Rytorsa Consulting provides practical, customized budgeting support that helps you understand where your money is going, how to control it, and how to plan for what’s ahead.

We build a simple, effective budget or cash-flow plan tailored to your needs—no jargon, no complicated spreadsheets. You’ll get a structure you can actually follow, plus a system for tracking expenses and planning for future goals.

For individuals and families, we create a realistic monthly budget and savings plan that supports your lifestyle while improving financial stability.

For businesses, we build a functional operating budget and cash-flow outline to help you manage expenses, forecast needs, and maintain control of your financial operations.

Clients would need to provide a minimum of 4 months bank statements from all accounts used monthly and any cross-over bank statements if using both personal and business for business tracking.

Pricing Options

Hourly Rate

$175/hour
For clients who need focused help, adjustments, or a quick review of existing budgets or cash-flow systems.

One-Time Project Fee

$349 — Complete Budget or Cash-Flow Setup
Includes:
✔ 60–90 minute consultation
✔ Custom budget or cash-flow plan built for your situation
✔ Expense tracking system setup
✔ Clear savings or reserve strategy
✔ One follow-up adjustment within 30 days