Budget Planning (Individual or Sole Proprietor)

Budget & Cash-Flow Planning (One-Time Engagement)

Clear budgeting and cash-flow visibility are foundational—whether you’re managing a household or operating a small business. This service provides a practical, structured financial snapshot designed to create clarity, control, and forward visibility.

Rytorsa delivers a simple, usable budget or cash-flow framework tailored to your situation. No jargon. No overbuilt models. Just a structure you can follow and maintain without ongoing hand-holding.

This engagement is designed to give you:

• a clear picture of where money is going
• defined spending and reserve targets
• a repeatable structure you can update independently

For Individuals & Families

• Monthly budget aligned to real spending patterns
• Savings and reserve targets based on cash flow
• Simple tracking structure for ongoing use

For Small Businesses

• Operating budget and cash-flow outline
• Expense categorization and visibility
• Forward-looking view to support planning and decision-making

What’s Required

To ensure accuracy, clients must provide:

• A minimum of 4 months of bank statements for all accounts used monthly
• Any crossover accounts if personal and business finances are currently mixed

Incomplete data limits results; this engagement relies on real numbers.

Budget & Cash-Flow Planning (One-Time Engagement)

Clear budgeting and cash-flow visibility are foundational—whether you’re managing a household or operating a small business. This service provides a practical, structured financial snapshot designed to create clarity, control, and forward visibility.

Rytorsa delivers a simple, usable budget or cash-flow framework tailored to your situation. No jargon. No overbuilt models. Just a structure you can follow and maintain without ongoing hand-holding.

This engagement is designed to give you:

• a clear picture of where money is going
• defined spending and reserve targets
• a repeatable structure you can update independently

For Individuals & Families

• Monthly budget aligned to real spending patterns
• Savings and reserve targets based on cash flow
• Simple tracking structure for ongoing use

For Small Businesses

• Operating budget and cash-flow outline
• Expense categorization and visibility
• Forward-looking view to support planning and decision-making

What’s Required

To ensure accuracy, clients must provide:

• A minimum of 4 months of bank statements for all accounts used monthly
• Any crossover accounts if personal and business finances are currently mixed

Incomplete data limits results; this engagement relies on real numbers.

Hourly support is limited to review or adjustment of existing budgets and is not intended for full budget creation.