Download Your FREE Budget Blueprint & Start Your Journey Today

Call Us

Expert Financial Coaching in the USA

Rytorsa Consulting combines over 20 years of financial expertise with a sharp instinct for adapting to the changing tides. We offer tailored financial coaching for individuals and families, emphasizing personalized budgeting and debt strategies. Our services ensure clients sail smoothly toward financial security. With accessible support 24/7, navigating your fiscal path has never been easier. Ready to embark on this empowering journey? Reach out today via email or call (760)814-5913.  

Decades of Financial Expertise

The foundation of Rytorsa Consulting is built upon a rich tapestry of over two decades of practical experience. Originally an underwriter, our founder, Greg Rubio, transformed insights from countless financial reviews into a coaching ethos that embraces every client's unique horizon. Rytorsa's legacy spans diverse financial landscapes, welcoming clients to confidently set sail on new adventures. Join us in fostering a culture of informed and confident financial decisions.

Client-First Financial Empowerment Approach

Anchored by our client-first approach, Rytorsa Consulting uniquely positions itself by offering a judgment-free zone where financial empowerment thrives. Our plans are designed to instill confidence, with practical tools and insightful advice guiding every client. By fostering an inclusive community and seamless support network, we ensure everyone finds their own financial tide. Feel the uplift of empowerment—dive into the confidence of tailored financial coaching with us.

Choose Your Financial Voyage

Competent Crew

(Starter Plan)


30-Day Quick Start Program

2 Personalized Coaching Sessions

Access to Budget Blueprint Tools

Email Support Throughout



$199/month


Skipper

(Growth Plan)


90-Day Navigation Plan

6 Coaching Sessions (Live or Virtual)

Budget & Debt Tracking Tools

Rytorsa Coaching Community Access

Email + Text Support


$299/month


Yachtmaster

(Mastery Plan)


120-Day Mastery Program

Unlimited Coaching Sessions (By Appointment)

Full App Access (Budgeting + Credit)

Credit Score Review + Strategic Planning

Priority Booking & Direct Access


$499/month


Virtual Consultations

Embark on your financial journey with comfort from home, tailored guidance steering you towards success seamlessly.

Personalized Plans

Embark on a custom financial voyage with plans as unique as you, expertly crafted for every stage of your journey.

Email and Text Support

Stay connected with timely advice directly to your inbox or phone, ensuring smooth sailing throughout your financial adventure.

Credit Score Reviews

Hoist your sails with in-depth reviews and strategies to elevate your credit standing, unlocking new financial vistas.

24/7 Availability

Access our expertise and resources whenever you need, ensuring your financial course stays steady, focused and true.

Meet the Captain

Greg Rubio

Founder and Owner 


The meaning behind "Rytorsa" Ryt is abbreviated for "Right" while "Orsa" is taken from a nautical term to change direction or avoid an Obstacle. Together we will take the "Right Direction to avoid Obstacles" 

- Greg Rubio, with his extensive 20-year tenure, is the captain steering Rytorsa Consulting. He was the guy who approved financial transactions or ensured they met rigorous compliance standards after reviewing the information presented. He is a US Air Force Veteran adding his military discipline and hands-on approach ensure clients sail smoothly towards financial stability. Greg has an exceptional background in underwriting, encompassing consumer finance and mortgage lending, which fuels his mission to empower individuals and families nationwide. He is Licensed by the NMLS, serves as a State Notary and has completed numerous courses to assist in Financial Coaching and using available tools. His dedication to service is mirrored in his personal journey, one marked by an unwavering commitment to guiding others through their financial odysseys.